1800 877 741 Every Monday 6:30PM - Channel 31
1800 877 741 Every Monday 6:30PM - Channel 31

Tag

Superannuation
The Australian Prudential Regulation Authority’s crackdown of interest-only loans has been reduced as APRA tries to encourage credit borrowing. A year ago, restrictions to keep interest-only loans to 30% of all home loans were put in place. At that time around 40% of all home loans were interest-only. However, these restrictions have now been lifted....
Read More
One of the hottest news stories has been the Royal Commission findings submitted by Commissioner Kenneth Hayne in 1 February 2019 about misconduct in banking, superannuation and financial services. But if you’re out of the loop lately, here’s an overview: the Royal Commission submitted 76 recommendations to address the troubled financial industry. Even before the...
Read More
Many of us will research our choices in life before coming to a decision, it is embedded in our bio-systems. Buying our dream car, we find ourselves on a Saturday going from car dealership to car dealership, test driving our lives away until we find that perfect match. So why then do we not have...
Read More
How to Take Advantage of Non-Recourse Loans and Trusts Australians who want to invest in commercial real estate properties can take out non-recourse loans. Most people aren’t aware that they can take out such a loan in the country. Perhaps it’s because mortgages in Australia are all recourse. Since commercial lenders don’t have to comply...
Read More
If your special needs child needs you at this moment, you can provide for them. However, the reality is that you can’t promise that you will be around forever to support your child, or that you will always have the means to do so. Even if you have made investments to fund your special needs...
Read More
Negative gearing is a hot topic in Australia today. Many say it’s a tool advantageous for rich real estate moguls to hoard properties and artificially raise property prices.  This is not true. Anyone can borrow money to buy a property and benefit from negative gearing. If you’re planning to buy a property and use rent...
Read More
Most people who belong to the Sandwich Generation undergo more stress than any other age group. At times, their retirement and other wealth-building plans for the future have to be put on hold to support their children and their ageing parents. That’s why 1 in 3 older working Australians expect to retire with a mortgage...
Read More
If you are 65 years old or older, you may choose to contribute to your superannuation from the proceeds of selling your dear home. With the recent superannuation changes made, it’s stipulated that you can now put a sum of up to $300,000 in to your super fund. With such an update, many retirees have...
Read More
As defined by the Australian Taxation Office, a self-managed super fund, referred to as an SMSF, is a way for you to take control of your superannuation and save for your retirement. Members of a particular SMSF are themselves trustees and therefore in charge of complying with the tax laws and superannuation. However, SMSFs are...
Read More
  Today, we are going to talk about the current state of the Australian real estate market, and from there, we will help you determine if now is a good time to get involved in the property market. Why Are Home Prices Falling in Australia? For months, housing market conditions in major Australian cities, including...
Read More
1 2