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1800 877 741 Every Monday 6:30PM - Channel 31

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Retirement
The Australian Prudential Regulation Authority’s crackdown of interest-only loans has been reduced as APRA tries to encourage credit borrowing. A year ago, restrictions to keep interest-only loans to 30% of all home loans were put in place. At that time around 40% of all home loans were interest-only. However, these restrictions have now been lifted....
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One of the hottest news stories has been the Royal Commission findings submitted by Commissioner Kenneth Hayne in 1 February 2019 about misconduct in banking, superannuation and financial services. But if you’re out of the loop lately, here’s an overview: the Royal Commission submitted 76 recommendations to address the troubled financial industry. Even before the...
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Many of us will research our choices in life before coming to a decision, it is embedded in our bio-systems. Buying our dream car, we find ourselves on a Saturday going from car dealership to car dealership, test driving our lives away until we find that perfect match. So why then do we not have...
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How to Take Advantage of Non-Recourse Loans and Trusts Australians who want to invest in commercial real estate properties can take out non-recourse loans. Most people aren’t aware that they can take out such a loan in the country. Perhaps it’s because mortgages in Australia are all recourse. Since commercial lenders don’t have to comply...
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If your special needs child needs you at this moment, you can provide for them. However, the reality is that you can’t promise that you will be around forever to support your child, or that you will always have the means to do so. Even if you have made investments to fund your special needs...
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Negative gearing is a hot topic in Australia today. Many say it’s a tool advantageous for rich real estate moguls to hoard properties and artificially raise property prices.  This is not true. Anyone can borrow money to buy a property and benefit from negative gearing. If you’re planning to buy a property and use rent...
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Most people who belong to the Sandwich Generation undergo more stress than any other age group. At times, their retirement and other wealth-building plans for the future have to be put on hold to support their children and their ageing parents. That’s why 1 in 3 older working Australians expect to retire with a mortgage...
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If you are 65 years old or older, you may choose to contribute to your superannuation from the proceeds of selling your dear home. With the recent superannuation changes made, it’s stipulated that you can now put a sum of up to $300,000 in to your super fund. With such an update, many retirees have...
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Everyone wants to be a millionaire, or at least live like one. But is a million dollars still a considerable amount of money in today’s standards? If the definition of a millionaire is having a net worth of more than one million dollars, latest figures suggest that there are about 1.16 million Australians who belong...
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The Real Estate World is continually undergoing change. Nothing is permanent and there will always be a constant state of transition. So how do we keep up? Answer: We look to those who have insight. This is particularly true in the financial industry where the market is unpredictable and learning how to properly navigate is...
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