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1800 877 741 Every Monday 6:30PM - Channel 31

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Investment
Refinancing involves switching to a different home loan, usually with better features and a lower interest rate.    Borrowers who are unhappy with their lenders commonly refinance.   So why do people put up with getting overcharged by greedy lenders?   First, there is a common misconception that refinancing is complex and stressful, but this...
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Real Estate ownership in Australia still remains the dream for most people. And for many that extends to owning their own investment property. Many people read online articles, reports, books and keep track of interest rate changes. But when it comes to taking that first step are still unsure how to proceed. If this sounds...
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Our ever-changing finance industry can make things challenging for Australian property home buyers and investors. In the past, we could access home loans with as little as a 5% deposit. Sometimes, you could borrow the entirety of the property’s value — and in some cases, loans as high as 105% were available. Nowadays, lending criteria...
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The finance market is always changing with lenders competing for your business. With recent reductions by Reserve Bank and predictions that rates may decrease again, lenders are sharpening their pencils. Below are some recent competitive interest rates that have come across our table at Dollars with Sense. Owner Occupied (new business)  Product       ...
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With Interest Rates at an all time low and with predictions they may go even lower, members of Dollars with Sense are asking are Interest Only loans still worth it? Interest-only home loans is where you only have to make payments of the interest on the loan for a set period of time. You don’t...
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The great Australian dream is home ownership and from there growing a profitable property portfolio. However, some may say with most Australians finding it harder to get into the property market, does this mean the dream of a profitable property portfolio is harder to achieve also? Fortunately, there are still numerous ways for achieving our...
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Photo Credit: Tierra Mallorca and website https://www.tierra-mallorca.com/ If we were to take a poll, most of us would answer “Yes” to, would we love not to have a mortgage? Unfortunately, having a mortgage for most of us is part of life. But it doesn’t have to be all doom and gloom. The quicker you pay off...
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For most of us reading those words brings back a happy childhood favourite “Fairy Bread”, where at parties we would hope for a plate full of the bread coated in margarine/ butter and sprinkles full of colourful magic. These days 100’s and 1000’s is what we seek regarding financial freedom and goals. Oh, how times...
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Home loan applicants be warned. In the wake of the Banking Royal Commission, your statements will be scrutinized with a high-intensity magnifying glass. Lenders want to know every purchase you have made: Everything from your Uber Eats Friday night, to the number of streaming services to which you are subscribed. Banks and lenders are under...
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A third of all Super Accounts are duplicates their owners might not even know exist. These fees cost $2.6 billion to Australians each year. By the time you retire, every Australian will have lost on average of a years’ earnings from this fatal mistake. Introduced in 1994, Superannuation encourages people in Australia to accumulate funds...
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